Terms and conditions
Owner and Publisher
The Website owner and publisher is CA Indosuez, limited-liability company under French law (société anonyme) with share capital of 584,325,015 euros, parent company of the Indosuez group and a fully-fledged banking establishment authorised to provide investment services and insurance brokerage, whose registered office is located at 17, rue du Docteur Lancereaux, 75008 Paris, France, registered on the Paris Trade and Companies Register under the number 572 171 635 (individual VAT identification number: FR 075 72 17 16 35).
Head of Publication
Jacques Prost, Chief Executive Officer of CA Indosuez
Charlotte de Chavagnac, Head of Marketing & Communications, CA Indosuez
Telephone: + 33 01 40 75 62 62
Crédit Agricole Group Infrastructure Platform
Simplified Joint-Stock Company (French SAS) with a capital of €86,552,500
30-32, boulevard de Vaugirard, 75015 PARIS
Registered at the RCS of Paris under the number 840.434.740
For purposes of the present disclaimer and the entire Website, the terms below are defined as follows:
- “Indosuez”, "Indosuez Wealth Management", “Indosuez group” or “Entity(ies)”: CA Indosuez and all other French and foreign entities, wherever their location, of which CA Indosuez is the parent company, or, more generally, that are part of the Wealth Management Business Line of Crédit Agricole group.
- “Indosuez Europe”: CA Indosuez Wealth (Europe)
- “Indosuez Monaco”: CFM Indosuez Wealth
- “Indosuez Switzerland”: CA Indosuez (Switzerland) SA
- “Website”: the website “ca-indosuez.com” made up of the different "global" web pages of CA Indosuez.
- “User”: any person accessing or using the Website and/or any owner of a computer used to connect to and/or navigate on the Website, regardless of whether or not they are a client of an Entity.
The Website and its access or use are subject to French law and regulations. In the event of any dispute, the Paris Court of Appeals shall be competent.
1. TERMS AND CONDITIONS FOR ACCESSING AND USING THE WEBSITE
The User acknowledges that they are aware of the terms and conditions for accessing and using the Website as well as the policies regarding the protection of personal data, intellectual property and online security set out below, and undertakes to abide by said terms and conditions at all times.
CA Indosuez reserves the right to modify the contents of this disclaimer at any time. The User is deemed to be aware of the latest version of this disclaimer each time they connect to the Website.
The Website is accessible 24 hours a day, 7 days a week, except in the case of force majeure, as a result of the actions of a third party, and/or in the event of maintenance work and interventions necessary for its proper functioning. Where maintenance work is carried out, any interruptions shall, insofar as is possible, be notified by a warning on the homepage or by any other process. Neither CA Indosuez nor the Host may be held liable for any interruption or disruption, whatever the cause, nor will any interruption or disruption open the right to any compensation.
Insofar as the confidentiality and integrity of information provided on the internet cannot be guaranteed, the User is informed that they are responsible for taking all appropriate measures to protect their messages or data and/or tools. For more information, the User is advised to visit the Website page devoted to general information on security.
If a User does not wish to send personal information via the internet, they may send it by regular post to CA Indosuez.
The User agrees to respect the integrity of the Website and not to impede its functioning. They agree not to modify or delete any content, whether in whole or in part, or to fraudulently enter any data.
Access to this Website is free of charge, excluding any internet service provision and dial-up costs that are invoiced directly to the User by their operator.
The online services of other Entities (where applicable) may be accessed via the Website. The terms governing access to and the pricing and provision of online services are stipulated in an agreement signed between the User and the Entity in question. Any User wishing to access and use the online services of a given Entity should contact the Entity in question.
3. AVAILABLE INFORMATION
All information and opinions of a general nature (economic, financial, etc.) featured on the Website are for information purposes only. Although CA Indosuez takes all reasonable steps to obtain information from sources that it deems reliable, it does not represent nor warrant that the information or data on the Website is accurate, reliable or complete. Said information or data is not provided on a contractual basis and is only of indicative value.
The User acknowledges that information or data may be modified at any time and without prior notice and may not be automatically updated or valued on a real-time basis.
The Website may include information provided by external companies or hyperlinks to other websites. The existence of links to other websites does not constitute a validation or endorsement of the websites in question or their contents. It is the User’s sole responsibility to verify and use any such information with discernment and with a critical mind. CA Indosuez may not be held liable with regard to any information, opinions or recommendations by third parties.
Given the inherent risks linked to the electronic transmission of information, delays, omissions or inaccuracies may occur. Any information available on the Website is provided “as is”, whatever its origin. Accordingly, CA Indosuez declines all responsibility as to the contents of the Website and its use.
Information available on the Website may be provided in several languages. In the event of a dispute, the French version shall prevail.
The use of the information provided on the Website is the sole responsibility of the User. CA Indosuez declines all responsibility as to its use and consequences.
4. NO OFFER
None of the information, publications, services and products appearing on the Website, in whatever form and whatever their nature, may be interpreted as constituting an incitement, solicitation, proposal or recommendation of banking or financial products or services from CA Indosuez.
Likewise, none of the information on the Website shall constitute or be deemed to constitute a form of investment, legal or tax advice.
For further information, Users may, if they so wish, contact the Entity concerned, which will advise them within the limits authorised by the applicable law and regulations.
5. RESTRICTIONS ON ACCESS TO THE WEBSITE, PRODUCTS AND SERVICES
The Website is not intended for persons in those jurisdictions where (due to their nationality, place of residence or for any other reason) access to and/or use of the Website is unlawful. Users are solely responsible for ensuring that they are legally authorised to access and/or use the Website in the country from which the connection is established. All persons subject to these restrictions should refrain from connecting to and/or navigating on the Website.
The products and services presented on the Website may be provided by the Entities under the contractual conditions and applicable prices of the country of the Entity, and in accordance with the applicable laws and regulations. The products and services mentioned on the Website may not be approved for sale or made available to residents or nationals of certain countries or certain categories of investors. When browsing Entity websites, the User is advised to read the Disclaimers of said websites.
In any case, the User should ensure that they are legally authorised to subscribe to the products or services presented on the Website, and should refrain from subscribing to any such products or services where restrictions apply. The User is informed that Entities will not provide products and services to any persons who are not legally authorised to subscribe to them.
More specifically, the User’s attention is drawn to the fact that:
- The Website does not constitute an offer or a solicitation of products or services in the United States of America or Canada, nor are featured products or services intended for any persons residing in or who are citizens of the United States of America (“US Person”), Canada or any other country where this would constitute a violation of applicable laws and regulations. All persons residing in or who are citizens of said countries should refrain from using the Website;
- Access to the products and services presented on the Website is not permitted for persons residing in Hong Kong except where such products and services are provided by the Hong Kong Entity of the Wealth Management Business Line, or otherwise in accordance with the Securities and Futures Ordinance (Cap.571);
- The Website does not constitute an offer or a solicitation of products or services for persons residing in Singapore, unless said products or services are provided by CA Indosuez (Switzerland) SA, Singapore branch, in accordance with the applicable Singapore laws and regulations (including but not limited to the Banking Act (Chapter 19), the Financial Advisers Act (Chapter 10) and the Securities and Futures Act (Chapter 289). The contents of the CA Indosuez Website are exclusively intended for persons outside of Singapore and may only be used by said persons.
6. NO LIABILITY
CA Indosuez, its directors, employees or agents may not be liable for any direct or indirect losses, costs, complaints, charges or damages of any nature, contractual or tortious, including negligence, resulting from or linked to the use of the Website, even if CA Indosuez was informed of the possibility of such losses, costs, complaints, charges or damages.
7. JOB APPLICANTS AND EMPLOYMENT
The User can spontaneously apply or respond to an offer posted on the “jobs.ca-indosuez.com” website which can be accessed via a link on the “Careers” tab.
The “jobs.ca-indosuez.com” website falls under the editorial responsibility of CA Indosuez and is hosted by Talentsoft in France. The conditions applying to applications are specified in the Disclaimer of the “jobs.ca-indosuez.com” website which the User is advised to read.
8. INTELLECTUAL PROPERTY
The User acknowledges that the Website and its contents (in particular, the information, data, sounds, images, texts, drawings, graphics, distinctive signs, logos, brands, iconographic and photographic representations, downloadable documents, etc.) are the property of CA Indosuez or its partners. The reproduction, representation or distribution, for any purpose other than private use, of all or some of the contents of the Website, on any medium or by any means, is forbidden, except with the prior written consent of CA Indosuez. Any failure to comply therein may engage the civil and criminal liability of the counterfeiter.
All or any of the information on the Website may be downloaded on a hard drive or printed for personal use only, provided that this copyright notice is included in each copy, that no alterations are made, and that it is not used, either in whole or in part, in other works or publications on any medium. The downloading or any other form of copying of software or information from the Website does not bestow the User with any rights. It is also forbidden to distribute or copy all or any of the information on the Website and to transfer (electronically or by any other means), alter or use the pages of the Website or its contents for public or commercial purposes without the prior written consent of CA Indosuez.
It is strictly prohibited to use or reproduce the terms “Indosuez”, “CA Indosuez”, “CA Indosuez Wealth Management” as well as all of the CA Indosuez brands and/or logos, alone or together, for any purpose, and notably for any advertising purposes, without the prior written consent of CA Indosuez.
Any hyperlinks to the Website require the prior and express authorisation of CA Indosuez.
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